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Airwallex vs Relay

Updated June 2026 · A structured head-to-head comparison.

Global business accounts and payments.

Business banking for small business.

The verdict

Both Airwallex and Relay are credible business banking tools, and the right pick comes down to your priorities.

Airwallex — Global business accounts and payments.

Choose Relay if you'd rather have a higher overall rating (4.5/5). Business banking for small business.

Airwallex vs Relay: side by side

DimensionAirwallexRelay
Starting priceFreeFree – $30/mo
Free planYesYes
Pricing modelUsage-basedFreemium
Best forGlobal Business, EcommerceSmall Business
PlatformsWeb, Ios, Android, ApiWeb, Ios, Android
Rating4.3/54.5/5Winner

Airwallex key facts

Vendor
Airwallex
Pricing
Usage-based — Free
Free tier
Yes
Platforms
Web, Ios, Android, Api
Best for
Global Business, Ecommerce
Editor rating
4.3 / 5
Founded
2015
Headquarters
Singapore

Relay key facts

Vendor
Relay
Pricing
Freemium — Free – $30/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Small Business
Editor rating
4.5 / 5
Founded
2018
Headquarters
Toronto, Canada

Frequently asked questions

Is Airwallex better than Relay?

Neither is universally better — Relay edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Airwallex or Relay cheaper?

Airwallex is the more affordable of the two to get started, at free. Airwallex starts at free; Relay starts at free – $30/mo.

Can Airwallex replace Relay?

Yes for most teams — both are business banking tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.