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Found vs Relay

Updated June 2026 · A structured head-to-head comparison.

Banking for the self-employed.

Business banking for small business.

The verdict

Both Found and Relay are credible business banking tools, and the right pick comes down to your priorities.

Found — Banking for the self-employed.

Relay — Business banking for small business.

Found vs Relay: side by side

DimensionFoundRelay
Starting priceFree – $19.99/moFree – $30/mo
Free planYesYes
Pricing modelFreemiumFreemium
Best forFreelancers, Self EmployedSmall Business
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.4/54.5/5

Found key facts

Vendor
Found
Pricing
Freemium — Free – $19.99/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Freelancers, Self Employed
Editor rating
4.4 / 5
Founded
2019
Headquarters
San Francisco, CA, USA

Relay key facts

Vendor
Relay
Pricing
Freemium — Free – $30/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Small Business
Editor rating
4.5 / 5
Founded
2018
Headquarters
Toronto, Canada

Frequently asked questions

Is Found better than Relay?

Neither is universally better — Relay edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Found or Relay cheaper?

Found is the more affordable of the two to get started, at free – $19.99/mo. Found starts at free – $19.99/mo; Relay starts at free – $30/mo.

Can Found replace Relay?

Yes for most teams — both are business banking tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.