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Found vs Shine

Updated June 2026 · A structured head-to-head comparison.

Banking for the self-employed.

Business banking for French freelancers & SMBs.

The verdict

Both Found and Shine are credible business banking tools, and the right pick comes down to your priorities.

Choose Found if you want a lower starting price (free – $19.99/mo) and a free plan to start on. Banking for the self-employed.

Shine — Business banking for French freelancers & SMBs.

Found vs Shine: side by side

DimensionFoundShine
Starting priceFree – $19.99/moWinnerFrom $7.90/mo
Free planYesWinnerNo
Pricing modelFreemiumSubscription
Best forFreelancers, Self EmployedFreelancers, Fr Smb
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.4/54.3/5

Found key facts

Vendor
Found
Pricing
Freemium — Free – $19.99/mo
Free tier
Yes
Platforms
Web, Ios, Android
Best for
Freelancers, Self Employed
Editor rating
4.4 / 5
Founded
2019
Headquarters
San Francisco, CA, USA

Shine key facts

Vendor
Shine (Société Générale)
Pricing
Subscription — From $7.90/mo
Free tier
No
Platforms
Web, Ios, Android
Best for
Freelancers, Fr Smb
Editor rating
4.3 / 5
Founded
2017
Headquarters
Paris, France

Frequently asked questions

Is Found better than Shine?

Neither is universally better — Found edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Found or Shine cheaper?

Found is the more affordable of the two to get started, at free – $19.99/mo. Found starts at free – $19.99/mo; Shine starts at from $7.90/mo.

Can Found replace Shine?

Yes for most teams — both are business banking tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.