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FreshBooks vs Qonto

Updated June 2026 · A structured head-to-head comparison.

Accounting built for freelancers and small teams.

Business banking for European SMBs.

The verdict

Both FreshBooks and Qonto are credible accounting tools, and the right pick comes down to your priorities.

FreshBooks — Accounting built for freelancers and small teams.

Choose Qonto if you'd rather have a lower starting price (from $9/mo). Business banking for European SMBs.

FreshBooks vs Qonto: side by side

DimensionFreshBooksQonto
Starting priceFrom $19/moFrom $9/moWinner
Free planNoNo
Free trial30 days30 days
Pricing modelSubscriptionSubscription
Best forFreelancers, Small BusinessSmb, Freelancers
PlatformsWeb, Ios, AndroidWeb, Ios, Android
Rating4.5/54.5/5

FreshBooks key facts

Vendor
FreshBooks
Pricing
Subscription — From $19/mo
Free tier
Free trial (30 days)
Platforms
Web, Ios, Android
Best for
Freelancers, Small Business
Editor rating
4.5 / 5
Founded
2003
Headquarters
Toronto, Canada

Qonto key facts

Vendor
Qonto
Pricing
Subscription — From $9/mo
Free tier
Free trial (30 days)
Platforms
Web, Ios, Android
Best for
Smb, Freelancers
Editor rating
4.5 / 5
Founded
2016
Headquarters
Paris, France

Frequently asked questions

Is FreshBooks better than Qonto?

Neither is universally better — FreshBooks edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is FreshBooks or Qonto cheaper?

Qonto is the more affordable of the two to get started, at from $9/mo. FreshBooks starts at from $19/mo; Qonto starts at from $9/mo.

Can FreshBooks replace Qonto?

Yes for most teams — both are accounting tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.