Gusto vs Lucca
Updated June 2026 · A structured head-to-head comparison.
The verdict
Both Gusto and Lucca are credible payroll tools, and the right pick comes down to your priorities.
Choose Gusto if you want a lower starting price (from $40/mo). Payroll, benefits, and HR for small business.
Lucca — Modular HR software suite.
Gusto vs Lucca: side by side
| Dimension | Gusto | Lucca |
|---|---|---|
| Starting price | From $40/moWinner | Custom |
| Free plan | No | No |
| Pricing model | Subscription | Subscription |
| Best for | Smb, Startups | Eu Smb, Hr Teams |
| Platforms | Web, Ios, Android | Web, Ios, Android |
| Rating | 4.6/5 | 4.5/5 |
Gusto key facts
- Vendor
- Gusto
- Pricing
- Subscription — From $40/mo
- Free tier
- No
- Platforms
- Web, Ios, Android
- Best for
- Smb, Startups
- Editor rating
- 4.6 / 5
- Founded
- 2011
- Headquarters
- San Francisco, CA, USA
Lucca key facts
- Vendor
- Lucca
- Pricing
- Subscription — Custom
- Free tier
- No
- Platforms
- Web, Ios, Android
- Best for
- Eu Smb, Hr Teams
- Editor rating
- 4.5 / 5
- Founded
- 2002
- Headquarters
- Paris, France
Frequently asked questions
Is Gusto better than Lucca?
Neither is universally better — Gusto edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.
Is Gusto or Lucca cheaper?
Gusto is the more affordable of the two to get started, at from $40/mo. Gusto starts at from $40/mo; Lucca starts at custom.
Can Gusto replace Lucca?
Yes for most teams — both are payroll tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.