Gusto vs Nectar
Updated June 2026 · A structured head-to-head comparison.
The verdict
Both Gusto and Nectar are credible payroll tools, and the right pick comes down to your priorities.
Gusto — Payroll, benefits, and HR for small business.
Choose Nectar if you'd rather have a lower starting price (from $4/user/mo). Recognition and rewards.
Gusto vs Nectar: side by side
| Dimension | Gusto | Nectar |
|---|---|---|
| Starting price | From $40/mo | From $4/user/moWinner |
| Free plan | No | No |
| Pricing model | Subscription | Subscription |
| Best for | Smb, Startups | Smb, Mid Market |
| Platforms | Web, Ios, Android | Web, Ios, Android |
| Rating | 4.6/5 | 4.7/5 |
Gusto key facts
- Vendor
- Gusto
- Pricing
- Subscription — From $40/mo
- Free tier
- No
- Platforms
- Web, Ios, Android
- Best for
- Smb, Startups
- Editor rating
- 4.6 / 5
- Founded
- 2011
- Headquarters
- San Francisco, CA, USA
Nectar key facts
- Vendor
- Nectar
- Pricing
- Subscription — From $4/user/mo
- Free tier
- No
- Platforms
- Web, Ios, Android
- Best for
- Smb, Mid Market
- Editor rating
- 4.7 / 5
- Founded
- 2016
- Headquarters
- Salt Lake City, UT, USA
Frequently asked questions
Is Gusto better than Nectar?
Neither is universally better — Nectar edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.
Is Gusto or Nectar cheaper?
Nectar is the more affordable of the two to get started, at from $4/user/mo. Gusto starts at from $40/mo; Nectar starts at from $4/user/mo.
Can Gusto replace Nectar?
Yes for most teams — both are payroll tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.