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Happay vs Stampli

Updated June 2026 · A structured head-to-head comparison.

Corporate cards & expense for India.

AI-powered accounts payable automation.

The verdict

Both Happay and Stampli are credible spend management tools, and the right pick comes down to your priorities.

Happay — Corporate cards & expense for India.

Choose Stampli if you'd rather have a higher overall rating (4.7/5). AI-powered accounts payable automation.

Happay vs Stampli: side by side

DimensionHappayStampli
Starting priceCustomCustom
Free planNoNo
Pricing modelSubscriptionSubscription
Best forIndia Enterprise, Finance TeamsMid Market, Finance Teams
PlatformsWeb, Ios, AndroidWeb, Api
Rating4.2/54.7/5Winner

Happay key facts

Vendor
Happay (CRED)
Pricing
Subscription — Custom
Free tier
No
Platforms
Web, Ios, Android
Best for
India Enterprise, Finance Teams
Editor rating
4.2 / 5
Founded
2012
Headquarters
Bengaluru, India

Stampli key facts

Vendor
Stampli
Pricing
Subscription — Custom
Free tier
No
Platforms
Web, Api
Best for
Mid Market, Finance Teams
Editor rating
4.7 / 5
Founded
2015
Headquarters
Mountain View, CA, USA

Frequently asked questions

Is Happay better than Stampli?

Neither is universally better — Stampli edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Happay or Stampli cheaper?

Happay is the more affordable of the two to get started, at custom. Happay starts at custom; Stampli starts at custom.

Can Happay replace Stampli?

Yes for most teams — both are spend management tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.