HitPay vs Mercury
Updated June 2026 · A structured head-to-head comparison.
The verdict
Both HitPay and Mercury are credible payment processing tools, and the right pick comes down to your priorities.
HitPay — Payments for small businesses in SEA.
Choose Mercury if you'd rather have a higher overall rating (4.7/5). Banking built for startups.
HitPay vs Mercury: side by side
| Dimension | HitPay | Mercury |
|---|---|---|
| Starting price | Free | Free |
| Free plan | Yes | Yes |
| Pricing model | Usage-based | Free |
| Best for | Smb, Ecommerce | Startups |
| Platforms | Web, Ios, Android, Api | Web, Ios, Android |
| Rating | 4.3/5 | 4.7/5Winner |
HitPay key facts
- Vendor
- HitPay
- Pricing
- Usage-based — Free
- Free tier
- Yes
- Platforms
- Web, Ios, Android, Api
- Best for
- Smb, Ecommerce
- Editor rating
- 4.3 / 5
- Founded
- 2016
- Headquarters
- Singapore
Mercury key facts
- Vendor
- Mercury
- Pricing
- Free — Free
- Free tier
- Yes
- Platforms
- Web, Ios, Android
- Best for
- Startups
- Editor rating
- 4.7 / 5
- Founded
- 2017
- Headquarters
- San Francisco, CA, USA
Frequently asked questions
Is HitPay better than Mercury?
Neither is universally better — Mercury edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.
Is HitPay or Mercury cheaper?
HitPay is the more affordable of the two to get started, at free. HitPay starts at free; Mercury starts at free.
Can HitPay replace Mercury?
Yes for most teams — both are payment processing tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.