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HitPay vs Stripe

Updated June 2026 · A structured head-to-head comparison.

Payments for small businesses in SEA.

Payments infrastructure for the internet.

The verdict

Both HitPay and Stripe are credible payment processing tools, and the right pick comes down to your priorities.

Choose HitPay if you want a lower starting price (free), a free plan to start on and broader platform coverage. Payments for small businesses in SEA.

Choose Stripe if you'd rather have a higher overall rating (4.6/5). Payments infrastructure for the internet.

HitPay vs Stripe: side by side

DimensionHitPayStripe
Starting priceFreeWinnerCustom
Free planYesWinnerNo
Pricing modelUsage-basedUsage-based
Best forSmb, EcommerceDevelopers, Startups, Ecommerce
PlatformsWeb, Ios, Android, ApiWinnerWeb, Api
Rating4.3/54.6/5Winner

HitPay key facts

Vendor
HitPay
Pricing
Usage-based — Free
Free tier
Yes
Platforms
Web, Ios, Android, Api
Best for
Smb, Ecommerce
Editor rating
4.3 / 5
Founded
2016
Headquarters
Singapore

Stripe key facts

Vendor
Stripe
Pricing
Usage-based — Custom
Free tier
No
Platforms
Web, Api
Best for
Developers, Startups, Ecommerce
Editor rating
4.6 / 5
Founded
2010
Headquarters
San Francisco, CA, USA

Frequently asked questions

Is HitPay better than Stripe?

Neither is universally better — Stripe edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is HitPay or Stripe cheaper?

HitPay is the more affordable of the two to get started, at free. HitPay starts at free; Stripe starts at custom.

Can HitPay replace Stripe?

Yes for most teams — both are payment processing tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.