softwares.com

Justworks vs OnPay

Updated June 2026 · A structured head-to-head comparison.

PEO and payroll for small business.

Simple, affordable payroll.

The verdict

Both Justworks and OnPay are credible payroll tools, and the right pick comes down to your priorities.

Choose Justworks if you want broader platform coverage. PEO and payroll for small business.

Choose OnPay if you'd rather have a lower starting price (from $40/mo) and a higher overall rating (4.8/5). Simple, affordable payroll.

Justworks vs OnPay: side by side

DimensionJustworksOnPay
Starting priceFrom $50/moFrom $40/moWinner
Free planNoNo
Pricing modelSubscriptionSubscription
Best forSmb, StartupsSmb
PlatformsWeb, Ios, AndroidWinnerWeb
Rating4.6/54.8/5Winner

Justworks key facts

Vendor
Justworks
Pricing
Subscription — From $50/mo
Free tier
No
Platforms
Web, Ios, Android
Best for
Smb, Startups
Editor rating
4.6 / 5
Founded
2012
Headquarters
New York, NY, USA

OnPay key facts

Vendor
OnPay
Pricing
Subscription — From $40/mo
Free tier
No
Platforms
Web
Best for
Smb
Editor rating
4.8 / 5
Founded
2007
Headquarters
Atlanta, GA, USA

Frequently asked questions

Is Justworks better than OnPay?

Neither is universally better — OnPay edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.

Is Justworks or OnPay cheaper?

OnPay is the more affordable of the two to get started, at from $40/mo. Justworks starts at from $50/mo; OnPay starts at from $40/mo.

Can Justworks replace OnPay?

Yes for most teams — both are payroll tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.