Mercury vs Tabby (BNPL)
Updated June 2026 · A structured head-to-head comparison.
Buy now, pay later for MENA.
The verdict
Both Mercury and Tabby (BNPL) are credible expense management tools, and the right pick comes down to your priorities.
Choose Mercury if you want a higher overall rating (4.7/5). Banking built for startups.
Tabby (BNPL) — Buy now, pay later for MENA.
Mercury vs Tabby (BNPL): side by side
| Dimension | Mercury | Tabby (BNPL) |
|---|---|---|
| Starting price | Free | Free |
| Free plan | Yes | Yes |
| Pricing model | Free | Usage-based |
| Best for | Startups | Mena Retail |
| Platforms | Web, Ios, Android | Web, Ios, Android |
| Rating | 4.7/5Winner | 4.5/5 |
Mercury key facts
- Vendor
- Mercury
- Pricing
- Free — Free
- Free tier
- Yes
- Platforms
- Web, Ios, Android
- Best for
- Startups
- Editor rating
- 4.7 / 5
- Founded
- 2017
- Headquarters
- San Francisco, CA, USA
Tabby (BNPL) key facts
- Vendor
- Tabby
- Pricing
- Usage-based — Free
- Free tier
- Yes
- Platforms
- Web, Ios, Android
- Best for
- Mena Retail
- Editor rating
- 4.5 / 5
- Founded
- 2019
- Headquarters
- Dubai, UAE
Frequently asked questions
Is Mercury better than Tabby (BNPL)?
Neither is universally better — Mercury edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.
Is Mercury or Tabby (BNPL) cheaper?
Mercury is the more affordable of the two to get started, at free. Mercury starts at free; Tabby (BNPL) starts at free.
Can Mercury replace Tabby (BNPL)?
Yes for most teams — both are expense management tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.