OnPay vs Rippling
Updated June 2026 · A structured head-to-head comparison.
The verdict
Both OnPay and Rippling are credible payroll tools, and the right pick comes down to your priorities.
OnPay — Simple, affordable payroll.
Choose Rippling if you'd rather have a lower starting price (from $8/user/mo) and broader platform coverage. HR, IT, and finance in one platform.
OnPay vs Rippling: side by side
| Dimension | OnPay | Rippling |
|---|---|---|
| Starting price | From $40/mo | From $8/user/moWinner |
| Free plan | No | No |
| Pricing model | Subscription | Subscription |
| Best for | Smb | Smb, Mid Market |
| Platforms | Web | Web, Ios, AndroidWinner |
| Rating | 4.8/5 | 4.8/5 |
OnPay key facts
- Vendor
- OnPay
- Pricing
- Subscription — From $40/mo
- Free tier
- No
- Platforms
- Web
- Best for
- Smb
- Editor rating
- 4.8 / 5
- Founded
- 2007
- Headquarters
- Atlanta, GA, USA
Rippling key facts
- Vendor
- Rippling
- Pricing
- Subscription — From $8/user/mo
- Free tier
- No
- Platforms
- Web, Ios, Android
- Best for
- Smb, Mid Market
- Editor rating
- 4.8 / 5
- Founded
- 2016
- Headquarters
- San Francisco, CA, USA
Frequently asked questions
Is OnPay better than Rippling?
Neither is universally better — OnPay edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.
Is OnPay or Rippling cheaper?
Rippling is the more affordable of the two to get started, at from $8/user/mo. OnPay starts at from $40/mo; Rippling starts at from $8/user/mo.
Can OnPay replace Rippling?
Yes for most teams — both are payroll tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.