Square vs Xendit
Updated June 2026 · A structured head-to-head comparison.
The verdict
Both Square and Xendit are credible payment processing tools, and the right pick comes down to your priorities.
Choose Square if you want broader platform coverage. Payments and POS for businesses.
Xendit — Payments for Southeast Asia.
Square vs Xendit: side by side
| Dimension | Square | Xendit |
|---|---|---|
| Starting price | Free | Free |
| Free plan | Yes | Yes |
| Pricing model | Usage-based | Usage-based |
| Best for | Retail, Smb | Sea Business, Developers |
| Platforms | Web, Ios, Android, ApiWinner | Web, Api |
| Rating | 4.5/5 | 4.5/5 |
Square key facts
- Vendor
- Block
- Pricing
- Usage-based — Free
- Free tier
- Yes
- Platforms
- Web, Ios, Android, Api
- Best for
- Retail, Smb
- Editor rating
- 4.5 / 5
- Founded
- 2009
- Headquarters
- Oakland, CA, USA
Xendit key facts
- Vendor
- Xendit
- Pricing
- Usage-based — Free
- Free tier
- Yes
- Platforms
- Web, Api
- Best for
- Sea Business, Developers
- Editor rating
- 4.5 / 5
- Founded
- 2014
- Headquarters
- Jakarta, Indonesia
Frequently asked questions
Is Square better than Xendit?
Neither is universally better — Square edges ahead on overall rating, but the best choice depends on price, platforms, and your use case. See the side-by-side table above.
Is Square or Xendit cheaper?
Square is the more affordable of the two to get started, at free. Square starts at free; Xendit starts at free.
Can Square replace Xendit?
Yes for most teams — both are payment processing tools with heavily overlapping features. The main trade-offs are pricing and platform support, covered in the comparison above.