Reviewed by the Softwares.com Editorial Team · Last updated June 2026 · How we rate
Key facts
- Vendor
- Wise
- Pricing
- Usage-based — Free
- Free tier
- Yes
- Platforms
- Web, Ios, Android, Api
- Best for
- Freelancers, Global Teams
- Editor rating
- 4.6 / 5
- Founded
- 2011
- Headquarters
- London, UK
What is Wise?
Wise is a payment processing tool from Wise. Wise (formerly TransferWise) offers low-cost international transfers and multi-currency accounts.
Wise uses usage-based pricing and offers a free tier you can start on without a credit card. Free.
It's best suited to freelancers, global-teams and runs on Web, Ios, Android, Api.
Standout strengths include mid-market fx rates, multi-currency, transparent fees. Worth weighing: not a full processor, transfer limits.
Wise pricing
Pros
- Mid-market FX rates
- Multi-currency
- Transparent fees
Cons
- Not a full processor
- Transfer limits
Wise vs alternatives
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Frequently asked questions
What is Wise?
Wise (formerly TransferWise) offers low-cost international transfers and multi-currency accounts.
How much does Wise cost?
Wise is usage-based-priced. It has a free tier.
Does Wise have a free trial?
Wise offers a free tier rather than a time-limited trial.
What platforms does Wise support?
Wise is available on Web, Ios, Android, Api.